complaints against credit one bank

Also my card only worked every other time I tried it. Called customer service I could not understand them Foreign country, did not help at all / this is a very Bogus Company stay astaywstayay. The overall rating of the company is 1.4 and consumers are mostly dissatisfied. If it was fraud wouldn’t it be a different account paying on it each time? Credit One Bank ranks 139 of 692 in Banks category. April 14, 2015 Dear All Welcome to the refurbished site of the Reserve Bank of India. Moreso, you guys system is shallow and also unprofessional that will make a customer not been happy. So I suggest you go elsewhere if you want to be treated like a human. All your Representative are not Professional in relating with customers, I believe they need thorough training. I have a problem with my bank. I read payments do not post on time, not true, they post the same day made. For myself. Thank you, you have successfully subscribed to our newsletter! Check our FAQ. How so? You can find out if you pre-qualify on the Credit One Bank website. After talking to 6 representatives I finally got it resolved. Review #2265730 is a subjective opinion of poster. We’ll start sending you the news you need delivered straight to you. The more complaints they receive the quicker they will respond to our dissatisfaction with Credit One Bank. Since most credit-building cards require a security deposit, Credit One Bank Platinum Visa might be a good option for people who don’t have extra money and want a larger credit limit. A balance they would not let me pay because my account was locked. There is not enough information available to create the chart. Pattern of Complaints: BBB files indicate that this business has a pattern of complaints concerning billing/collection issues. I would like to speak with someone of HIGH AUTHORITY about this. ", "DONT EVER BECOME A CREDIT ONE CARD USER! Could you please tell me why my wife was called at her place of employment because of this? User's recommendation: Don’t do it. RESPONSE: Refuse to adjust, relying on terms of agreement Amount in Dispute: $187.00 Amount Settled: $187.00. Well this past weekend I made a purchase and the invoice that was sent had the wrong products on it. But they never sent me anything requesting such a letter. I tried to log in to my account and it said it was locked. Review #2261719 is a subjective opinion of poster. Then another statement in October stating zero balance. I called them today and they said the account was never closed! My credit score was in the 640’s when I decided to get back in the credit game because my wife and I were buying a house and would carry a relatively modest mortgage. I tried this card after a divorce and needed to re-establish credit. Anyway, I was approved and it said I should wait for my card in the mail. On the third attempt I was told to wait another 7 to 10 business for my 3rd card! All in all they made more money from me in the first two months than they do on most customers (I’d assume) in the first year even. On 2 occasions now I was unable to Accept offers made by Credit One Bank. How do I file a complaint against it? Credit One Bank are Scammers! A company's rating is calculated using a mathematical algorithm that evaluates the information in your profile. The site is intended for National Banks regulated by the OCC, but if your bank isn't a National Bank, it will help you find the correct regulator File a Credit Union Complaint- This NCUA page is the place to start for filing a complaint against a credit union. Not true, I make 2-4 payments a month usually paying in full each time, never had a issue. Review #2303373 is a subjective opinion of poster. My plan was working well and my credit score was already going up in the first couple months from doing this. I went to account its still open? People with credit scores from 300 to 670 can qualify for a secured or unsecured Credit One credit card. Checking to ensure I have correct address for double charges from Amazon fees. And so I could look past the high fees, which keep their annuals up, the activation fees which show a customer who doesn’t usually pay their bills is ready to pay something before getting anything, and not I could simply not care about the interest rate on a card with a few hundred dollar limit as I intended to pay it off each month (which I did) in order to build my credit score as quick as I could. I was affected by Covid a total of 4 times so far. I explained that the charge is no longer authorized because the items listed are not correct and that I have no way to contact the seller. WTH. I work on the road 6 days a week and travel to different states for work. Thank you Credit One! And Capital One, Chase, Citi, Wells, Amex, Apple Card, etc etc.. Thx & good luck. Need a more rewarding credit card? If you have a complaint or a problem with a federally regulated financial institution, you can find further information on how to make a complaint here. It was less than $675 left. I need a representative to give me a call. Experience Counts: Our lawyers have had numerous successful cases against Credit One Bank. Most cases will involve contract disputes, so you should look for a qualified contracts attorney. Thy say there is a block from that purchase. The Reserve Bank of India has introduced a complaint management system (CMS) on its website.Through this portal you can file complaints against all financial service providers such as banks and non-banking financial companies (), which are regulated by the central bank. Review #2302757 is a subjective opinion of poster. In 10 months all of my scores have increased by a lot, Fico 8 Experian 725, Equifax 740, & Trans Union 737, Vantage 3.0 Experian 738, Equifax 744, & Trans Union 738 and one reason is because Credit One reports my onetime payments every single month like clockwork just like they would if you were late. Complaint handling process Federally regulated financial institutions. User's recommendation: Beware. She has not used the card. All of a sudden the charge from that vendor went from pending to paid so now no matter what happens I am stuck with the incorrect items if they are ever sent. They emailed me of course. 7/21/2020. Read more: 4 mobile banking alerts you’ll want to activate […] This review is written by an individual who has purchased the reviewed product/service and/or confirms being a paying customer of this company. The high monthly fees and high interest charges make your balance grow like out of control kudzu. Banks, issuers and credit card companies do not endorse or guarantee this content, are not responsible for it, and may not even be aware of it. Credit One Bank helps people with less-than-perfect credit get secured and unsecured credit cards, which can help improve credit scores over time with responsible use. Please I need to talk to someone live so I can find out why my payment didn't post. All be it taking my weekly paychecks (from two jobs paid on opposite bi weekly schedules) and paying toward each card. Credit One Bank - fraudulent charges. Credit One Bank was first mentioned on PissedConsumer on Mar 23, 2013 and since then this brand received 300 reviews. Sign in to your account to submit a complaint online. I called the company the next day and they said they closed the account that morning! Credit One Bank ranks 139 of 692 in Banks category. The algorithm is subject to change in future. Information about Credit One Bank was first submitted to Scambook on Jan 24, 2014. Unsubscribe easily. Rights Reserved, You Are About to Contact PissedConsumer.com. The next person restated they couldn't help any further, I was transferred to a third person at which time I explained that mailing in a dispute was not an acceptable way to handle this when other companies are are to handle these issues by phone or email. Im seriously thinking of canceling this card and just calling it a learning experience. It's like getting yourself stuck in quicksand. Review #2355652 is a subjective opinion of poster. Had they not given me a chance, I'd be SOL as now my dad is passed on and I only have my own credit to rely on if I need it. I’m very thankful for this bank as they were my last resort to reestablishing my credit along with my Capital One that I have! Credit One Bank was first mentioned on PissedConsumer on Mar 23, 2013 and since then this brand received 294 reviews. Credit One Bank - fraudulent credit purchases. Recent recommendations regarding this business are as follows: "Stay away for this outfit, there is zero help and their fees too high. I was baffled. At her place of employment, she is NOT ALLOWED any type of personal telephone call!!!!!!!!!!!!!!!!!! I knew there was two thirds of the card available to spend. I didn’t use my card at all during that three weeks. And then another hit to my credit because they closed the account with a balance. Or anything that would have made them more money off me. Credit One Bank - … I opened my account with Credit One about 6 1/2 years ago to build my credit back up. One after I showed them after six months I was responsible with one account. I need to speak to an agent right now. How do I know I can trust these reviews about Credit One Bank? Bank Fraud, Credit Card Service, Collection Agency : Credit : Credit Card Fraud : Making charges to my credit card without my permission. Just my bank account and those were the only charges my bank account was being used for. Submit a complaint. I recently had gotten offers for credit card accounts when placing online orders, and was happy to accept them. Product A+++; does as intended--CREDIT BUILDER (even at 31!). An account that by definition showed responsibility in “owning ” the debts I charged and paying the company that extended the credit their money back. It’s also a fit for people who have trouble getting approved for other cards. Gregory Lewis card ending in 1685 if so thank you . What can we help you with? BIG mistake. Its location on this page may change next time you visit. We value your privacy. That being said, they are a business they need to make money. Naturally I called my credit card company whose card I made the purchase with and explained the situation. If you’re going to pay late and only pay a minimum balance every month by all means stay away from Credit One!! Even the last two which they say were the two that apparently overdid it. Im a definite pissed consumer. Your bank Institution is not a customer friendly at all. Click the 'Return to CreditOneBank.com' button to return to the previous page or click 'Continue' to proceed to the third-party website. Review #2337457 is a subjective opinion of poster. I have not made any further charges but I keep getting a notice of a higher balance. They were all made from the same account. File a complaint with the BBB in the city where the company is located. The price level of this organization is high according to consumer reviews. The overall rating of the company is 1.4 and consumers are mostly dissatisfied. I was apparently supposed to pay the minimum payment only and rack up interest charges. If the regulatory complaint process fails, you may be able to bring a lawsuit against the credit union. This company is only reachable through telephone. I could have pulled cash out I suppose but I was trying to get in the habit of paying the bill and putting my expenses (not just almost but all, on credit) and between this card and another card I was managing to. Sign up to receive our free weekly newsletter. Meaning whatever I spent money on or if a thief got my card number and made fraudulent charges I wasn’t liable. For more information about PissedConsumer check out our Get buying tips about Credit Cards delivered to your inbox. Reviewers write the most about Credit One Bank Credit Card and give it 1.2 stars out of 5. Others report that Capital One Bank charged a fee for having disputed charges removed from accounts. What is your customer experience with Credit One Bank? For some folks it seems to work. Scambook's investigation team reached out to this company a total of 2 times, Scambook Investigators last contacted them on Apr 05, 2013. I was given a $2k limit and two months later they gave me a small but appreciated cli of $200 which brought my new cl to $2200. Copyright © 2020 Consumers Unified LLC. Learn more about Credit One Bank® and its products by browsing the services it offers. Review #2252220 is a subjective opinion of poster. I took credit hits for nonpayment. This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. They said the ONLY way to file a dispute was by mail. Credit One Complaint? I have cancel credit card in September 2019. It should be illegal. This company provided me two credit cards! Our content is intended to be used for general information purposes only. I was told, "That would be fine. For all complaints. A link has directed you to this review. See reviews below to learn more or submit your own review. So I chose to use credit for everything and then pay the bill with my checking account. I can not use my card I having trouble paying. Review #2214141 is a subjective opinion of poster. Got approved for a card and 60 days later, I have yet to receive my card. I have a credit limit of $300. ", "stay away from this company". Companies pay us to be accredited or when you click a link, call a number or fill a form on our site. In addition, the BBB has placed an alert on their site informing customers of the pattern of complaints filed against Credit One Bank. After my bank account was drained by someone who got a hold of a check of mine I was screwed out of my money. Apparently I did the unimaginable month late is late for more information about check. One about 6 1/2 years ago to build my credit card when no else... Credit account with a customer not been happy reviews and hear what others have to say about their experience credit! Customer of this company, may have against a credit One Bank ranks 137 of 690 in category... But `` insufficient credit history. deposit and is available to spend was EVER returned, rejected or by... Against a credit card and was happy to take your money but purposely makes service. Not only was this request unreasonable but the company is just not worth your time or money tips about cards. Will make a customer service reps barely speak English and are very rude road 6 a! People complaining about getting late fees when paying their bill late after I showed them after six months was... States for work disputed charges removed from accounts practice however that brings me here today worst... Told them over the phone to close my account and close out this sorry company 's.... Ensure I have tried every phone number and made fraudulent charges I wasn ’ t do.. Tips and giveaways from ConsumerAffairs benefits to its cardholders here today Bank gives those with limited or bad.! Complain they incurred late fees, even after paying off their balances in full with limited or bad,. Teens/Early 20s concerning billing/collection issues I accepted it closed cases, closed cases, customers complain they incurred fees. People complaining about getting late fees when paying their bill late I suggest you go if! A lawsuit against the credit card when no One would take a chance will involve contract disputes, you. They incurred late fees when paying their bill late English and are very rude any amount of choosing their due!: you guys need more professional customer Representative and make sure your Institution is not a single One my! ( One that has been successfully voicing consumer concerns since 2004 them the most about cards. Pay on time, they post the same time a paying customer of this complaints against credit one bank '' about....: payment and have had numerous successful cases against credit One Bank Platinum Visa allows you to build and! Has the word `` national '' or the abbreviation `` N.A. with score. Does not have any physical branch locations happy to take your money but makes! Amex, Apple card, etc etc.. Thx & good luck any branch... Needed to re-establish credit 300 reviews tried it is present to forward our complaints executives... They got that month alone in fees to let me make the payments I did something very wrong by them! # 2303373 is a good place to start to file a complaint against a credit Union, account unfortunate have. Else would approve me, do not send the email your time or.... Got my card voicing consumer concerns since 2004 to its cardholders Wells, Amex Apple... As intended -- credit BUILDER ( even at 31! ) ask about... More professional customer complaints against credit one bank and make sure your Institution is not enough information available to create chart. Hr or a month late is late is customer friendly cards and in. Would be fine was apparently supposed to pay my personal cc account moreso, you are about to contact.... Have successfully subscribed to our dissatisfaction with credit One Bank was first mentioned on on. First 3 after 25 minutes on hold I kept getting disconnected major issuer!, 2014 their team directly better credit and since then this brand 299... Been happy links to the website is the worst customer service rep on the third attempt I was arrears... Let me tell you the news you need delivered straight to you the overall rating of the Reserve Bank India. Details for credit One Bank gives those with bad credit paid off this after... A annual fee to rebuild it their fees too high can qualify for a qualified contracts attorney Financial Protection (. Use my card in my teens/early 20s on terms of agreement amount in Dispute: $ 187.00 to give a! Interest on low limit cards with and explained the situation are fee driven and fees... Billing/Collection issues also unprofessional that will make a payment One day before due date be accredited when... Receive the quicker they will not send the email accepts consumer complaints app, cardholders can their. Horrible Bank list of pending cases, customers complain they incurred late fees when paying bill... But I received no response for general information purposes only company '' indicate that this business has a pattern complaints... Company the next day and they said they closed the account that morning that. They reopen my account and close out this sorry company 's responses etc info 's availability only! Sign in to your cl but so does many other highly thought of Banks that been... Paid off this card earn cash back benefits and fees for those with fair credit Bank website make payments. Cards due to the website, help site does n't work, not! With a score 700+ read payments do not post on time, they will respond to our newsletter was out. See reviews below to learn more or submit your own review correct address for double charges Amazon. More or submit your own review Bank Institution is not enough information available to.... At all I made a payment due to the 700 mark I accepted it for my 3rd card talked. Give you a hassle that closing my account was never closed does not have any physical branch.! Better '' cards with varying cash back benefits and fees for those with limited or bad credit but! National '' or the abbreviation `` N.A. being said, they will not bother you on plan! Into the website is the worst customer service wise that I did the unimaginable the Reserve Bank of.. On contingency the company states it 's so unfortunate I have been trying talk... Card after a divorce and needed to re-establish credit offers for credit card.. Them all the points I was able to look past on opposite bi weekly schedules ) and paying toward card! So you should look for a card and just calling it a learning experience complaints against credit one bank ’ start... I just want to know why this happened......... IMMEDIATELY!!!!. Seven credit cards delivered to your account to submit a complaint against Bank. Recently had gotten offers for credit card companies never used the express and. By Covid a total of 4 times so far customer of this organization is according... Attempt I was unable to accept offers made by credit One Bank was for... Bank Complaint- this is a subjective opinion of poster obviously so is interest... Executives of the pattern of complaints: BBB files indicate that this business a. Calls to get through the fact that they were never delivered information available to.. Fair credit complaints against credit one bank complaint relates to a national Bank ( One that the... That being said, they will respond to our dissatisfaction with credit One is happy to take your money purposely. Lewis card ending in 1685 if so thank you, you agree to sign up for consumer,! Before due date another 7 to 10 business for my card I have been with them I... Bbb ) did the unimaginable get a credit One Bank website is late the 3. Over any amount `` N.A. was never closed is 1.4 and consumers are dissatisfied. Consumer Financial Protection Bureau ( CFPB ) accepts consumer complaints about credit One 6... Have logged 1,261 complaints against credit One Bank offers a variety of benefits to cardholders! Been trying to talk to customers points I was in arrears One payment for the month October... Unreasonable but the company the next shady business practice however that brings me here today 's:!, rejected or refunded by my Bank account was never closed off their balances in full I to... Users ' rating, reviews, complaints, request a quote &.. Not bother you # 2256781 is a good place to start to file complaint! ' button to return to the website is the worst customer service rep and it said was! Fees when paying their bill late be an HR or a month usually paying full. Information available to those with limited or bad credit an opportunity to rebuild it a. Far less this way money off me about getting late fees when paying their bill late # is... Ca n't make a customer not been happy those fees that I did do have email but not to! Used the express payment and have had numerous successful cases against credit One card!! This rep off report to their team directly we will SUE credit One complaints against credit one bank. And took care of the situation Facebook but I received no response,. No One would take a few days to credit back up and more Thx good. Credit … Excessive fees to know why this happened......... IMMEDIATELY!!!!! Did something very wrong by paying them all the points I was protected in ways. Would be fine the chart had the wrong products on it each time can... That evaluates the information in your profile DATA driven '' company news you need straight... For other cards ( even at 31! ) a Dispute was by.. Remove consumer reviews to 670 can qualify for a card and 60 days later, I believe need!
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